Terms & conditions (also called terms of service) are the contract between your website and its users. They limit your liability, set the rules of use, and protect your intellectual property.
Why you need a terms & conditions
Without terms, disputes default to whatever a court decides — rarely in a small operator's favour. Any site that sells something, hosts accounts, or publishes content should have them.
What your terms & conditions should include
- Acceptance of terms and a description of the service
- User obligations and acceptable-use rules
- Intellectual-property ownership
- Payment, billing, and refund terms (if you sell)
- Disclaimers and limitation of liability
- Account termination conditions
- Governing law and jurisdiction
Frequently asked questions
Are terms & conditions legally required?
Not always mandated by law, but they're essential protection for any site that sells, hosts accounts, or publishes content — and expected by users and payment providers.
Do I need both terms and a privacy policy?
Usually yes. They serve different purposes: the privacy policy explains how you handle personal data (often legally required); the terms govern the user relationship.